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Use this workflow when your business needs to add funds and make them available for EasyCard spend. Deposits credit fiat (default ZAR). Card funding requires USDC. Shortcut: create the deposit with fundEasyCard: true to convert and fund the corporate programme automatically after approval (see Create a deposit). The steps below are the manual path.

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Before you start

Review the common prerequisites. You need an approved EasyCard application. Card limits are optional but recommended for team cards.

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1. Create a treasury deposit

Create a deposit request with the amount in cents of your deposit currency (default ZAR). Optionally set fundEasyCard: true. The response includes a reference and bank details. Start here: Create a deposit

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2. Make the bank transfer

Transfer fiat to the returned bank account and include the deposit reference in the payment memo. This lets EasyOnRamp match the incoming payment.

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3. Submit proof of payment

Upload proof as multipart/form-data (bankId + proof file) via POST .../deposits/{id}/proof. Start here: Submit proof of payment

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4. Wait for deposit approval

Use either approach. You do not need both. Option A: Poll GET /business/treasury/deposits/{id} until status is approved, declined, or expired. See Rate limits if polling. Option B: Subscribe to webhooks. See Deposits (deposit.*). Start here: Deposit status

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5. Check treasury balance

After approval, confirm your fiat balance (for example ZAR available) increased. Start here: Check balance

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6. Convert ZAR to USDC

Submit a buy order. Treasury is debited and credited immediately, same as retail buy/sell. Card programmes debit USDC from treasury; ZAR alone cannot fund cards. Subscribe to trade.approved or confirm with GET /business/treasury/balance. Start here: Trading

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7. Fund the corporate card programme

Move USDC from business treasury to the company Rain pooled contract with POST /wallet/fund. Use either approach. You do not need both. Option A: Poll GET /wallet/funds/{id} until status is completed or failed. See Rate limits if polling. Option B: Subscribe to webhooks. See Card wallet movements (card.fund.*). Start here: Fund and withdraw Set spend limits per card with POST /cards/{cardId}/limits. See Apply spending limits.

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Status events to subscribe to